Most of your creditors will only engage in serious conversations with your negotiators about debt settlement if they know you are really committed to paying them off. You can only prove this payment obligation by accumulating enough money in your assigned savings account. In general, the first settlement usually takes place in the first three months of the program, but this varies and depends on your budget, and the number of creditors you have enrolled in the program as well as the balance of each debt owed. Just be patient and remember that you are in great hands.

Rebound clients usually see their first settlement within the first 100 days of the program.